Financial Calculators Hub
Plan your financial journey with our comprehensive calculator suite
SIP Calculator (Systematic Investment Plan)
Calculate the future value of your monthly investments in mutual funds.
Results
Invested Amount
₹6,00,000
Estimated Returns
₹4,93,222
Total Value
₹10,93,222
Formula Used
FV = P × [(1 + r)^n – 1] × (1 + r) / r
Where:
FV = Future Value
P = Monthly Investment Amount
r = Monthly Interest Rate (Annual Rate / 12 / 100)
n = Number of Months (Years × 12)
Lumpsum Calculator
Calculate the future value of your one-time investment.
Results
Invested Amount
₹1,00,000
Estimated Returns
₹2,10,584
Total Value
₹3,10,584
Formula Used
FV = P × (1 + r)^n
Where:
FV = Future Value
P = Principal (Initial Investment)
r = Annual Interest Rate (in decimal)
n = Number of Years
Fixed Deposit Calculator
Calculate the maturity amount of your fixed deposit.
Results
Principal Amount
₹1,00,000
Interest Earned
₹37,144
Maturity Amount
₹1,37,144
Formula Used
A = P × (1 + r/n)^(n × t)
Where:
A = Final Amount
P = Principal (Initial Investment)
r = Annual Interest Rate (in decimal)
n = Number of times interest is compounded per year
t = Time period in years
Recurring Deposit Calculator
Calculate the maturity amount of your recurring deposit.
Results
Total Investment
₹3,00,000
Interest Earned
₹52,316
Maturity Amount
₹3,52,316
Formula Used
M = R × [(1 + i)^n – 1] / (1 – (1 + i)^(-1/3))
Where:
M = Maturity Amount
R = Monthly Installment
i = Monthly Interest Rate (Annual Rate / 12 / 100)
n = Number of Months (Years × 12)
Compound Interest Calculator
Calculate total amount with reinvested interest.
Results
Principal Amount
₹1,00,000
Interest Earned
₹1,59,374
Total Amount
₹2,59,374
Formula Used
A = P × (1 + r/n)^(n×t)
Where:
A = Final Amount
P = Principal (Initial Investment)
r = Annual Interest Rate (in decimal)
n = Number of times interest is compounded per year
t = Time period in years
Simple Interest Calculator
Calculate interest on principal without reinvestment.
Results
Principal Amount
₹1,00,000
Interest Earned
₹40,000
Total Amount
₹1,40,000
Formula Used
SI = (P × R × T) / 100
Where:
SI = Simple Interest
P = Principal Amount
R = Interest Rate per annum
T = Time period in years
Retirement Calculator
Plan how much to save for a comfortable retirement.
Results
Corpus Required at Retirement
₹2,87,72,045
Monthly Investment Needed
₹14,355
Monthly Expenses at Retirement
₹1,60,357
How Retirement Planning Works
The retirement calculator works in two steps:
- First, it calculates your required corpus at retirement based on your future expenses, life expectancy, inflation, and post-retirement returns.
- Then, it determines how much you need to invest monthly to achieve this corpus, considering your pre-retirement investment returns.
The calculation accounts for inflation to ensure your retirement income maintains purchasing power over time.
Inflation Calculator
Estimate the future cost of living based on inflation rates.
Results
Present Value/Cost
₹1,00,000
Future Value/Cost
₹1,79,085
Purchasing Power Loss
₹79,085 (79.09%)
Formula Used
Future Value = Present Value × (1 + i)^n
Where:
i = Annual Inflation Rate (in decimal)
n = Number of Years
Goal-Based Investment Calculator
Calculate how much to invest monthly to reach your financial goal.
Results
Target Amount
₹10,00,000
Monthly Investment Required
₹4,530
Total Investment
₹5,43,600
Expected Returns
₹4,56,400
Formula Used
P = FV × r / [(1 + r)^n – 1]
Where:
P = Monthly Investment Amount
FV = Future Value (Target Amount)
r = Monthly Interest Rate (Annual Rate / 12 / 100)
n = Number of Months (Years × 12)
Net Worth Calculator
Calculate your total net worth by listing all your assets and liabilities.
Assets
Liabilities
Results
Total Assets
₹0
Total Liabilities
₹0
Net Worth
₹0
Formula Used
Net Worth = Total Assets – Total Liabilities
Assets are everything you own that has monetary value.
Liabilities are everything you owe to others.
