Business Loan – Fuel Your Business Growth with Confidence

Whether you’re looking to expand, purchase new equipment, or improve cash flow, our Business Loans are here to support your entrepreneurial journey. We offer flexible, hassle-free financing solutions tailored to help your business grow and succeed.

Why Choose a Business Loan from BetterAgent?

Quick and Easy Application Process

Our application process is simple and quick, ensuring that you can focus on growing your business while we take care of the paperwork.

Competitive Interest Rates

With low and competitive interest rates, we provide affordable financing solutions to ensure that your business doesn't face unnecessary financial strain.

Flexible Loan Amounts

We offer business loans for a wide range of needs, whether you're a small startup or an established enterprise.

Fast Disbursal

Once approved, your loan will be disbursed to your account quickly, allowing you to access the funds when you need them most.

Customizable Repayment Plans

Our business loans come with flexible repayment terms, allowing you to choose a plan that fits your cash flow cycle and business needs.

No Collateral Required

Our unsecured business loans don't require any assets to be pledged as collateral, making it easier for you to access funding without the risk.

Types of Business Loans We Offer

1. Term Loans

A Term Loan is a straightforward loan for long-term funding. It's ideal for purchasing equipment, expanding your operations, or making other significant investments that help grow your business. Term loans come with fixed interest rates and pre-set repayment terms.

2.Working Capital Loans

If your business is facing cash flow challenges, a Working Capital Loan can help you bridge the gap. Use this loan for day-to-day operational expenses, managing inventory, or meeting payroll requirements.

3. Equipment Financing Loans

Looking to purchase new equipment or machinery? Our Equipment Financing loan helps you invest in the tools and machinery needed to run and grow your business, with flexible terms and low rates.

4. Business Expansion Loans

If you're looking to expand your business into new markets, increase production capacity, or open additional locations, our Business Expansion Loans can provide the funds needed for successful growth.

Business Loan Calculator

1L ₹10,00,000 1Cr
8% 12% 25%
1 Year 3 Years 10 Years

Loan Summary

Monthly EMI: ₹30,453
Total Interest: ₹0,96,308
Total Amount: ₹10,96,308

Features of Our Business Loans

Loan Amounts

Borrow what you need—small loans for working capital or larger sums for business expansion and equipment.

Interest Rates

Enjoy competitive interest rates that support affordable repayment terms for your business.

Flexible Tenure

Choose repayment terms that match your cash flow—from short-term to long-term business loans.

No Collateral Required

Get an unsecured business loan—no need to pledge your property or equipment as collateral.

Quick Processing

Fast approval and disbursal so you can focus on what matters—growing your business.

Eligibility Criteria for Business Loans

Age of Business

Your business must have been operational for at least 1 year.

Annual Turnover

Minimum turnover required varies based on the loan type and provider.

Credit Score

A good credit score (650+) improves chances of better loan terms.

Business Type

We cater to proprietors, partnerships, LLPs, and private limited companies.

Profitability

Your business should show a stable and profitable track record.

Documents Required

Here are the key documents you’ll need to submit with your application:

Business Documents

  • Business Registration Documents
  • Certificate of Incorporation
  • GST Registration

Financial Documents

  • Balance Sheet (Last 2 Years)
  • Profit & Loss Statements
  • Tax Returns (Business & Personal)

Banking Documents

  • Bank Statements (Last 6 Months)
  • Business Bank Account Details

Identity & Address Proof

  • Proof of Identity (Business Owners)
  • Address Proof
  • Authorized Signatories Documents