All-in-One Health Insurance
Compare and choose from a wide range of health plans tailored to your needs
Health Insurance Plans in India – Buy Online with BetterAgent.in
Medical emergencies can strike without warning. With the rising cost of treatment, a single hospital bill can exhaust your savings. A health insurance policy from BetterAgent.in helps you manage healthcare expenses, offering peace of mind and financial protection
What is Health Insurance?
Health Insurance, also known as Medical Insurance, is a contract between the policyholder and the insurance company. It provides financial coverage against medical expenses caused by:
- Accidents
- Critical illnesses
- Surgeries
- Hospitalization
- Daycare procedures
To access these benefits, the policyholder pays a regular premium. Coverage includes pre/post-hospitalization, cashless treatment, ambulance charges, and annual health check-ups
Types of Health Insurance Plans We Offer
| Plan Type | Best For | Coverage Highlights |
|---|---|---|
| Individual Health Insurance | Individuals | Covers single person; full sum insured for one person. |
| Family Floater Health Insurance | Families (up to 6 members) | Shared coverage for all family members in one policy. |
| Senior Citizen Health Insurance | People aged 60+ | Tailored for aging parents and retirees. |
| Group Health Insurance | Employers/Businesses | Covers teams/employees; low premium options. |
| Critical Illness Insurance | Anyone wanting extra protection | Lump sum payout for cancer, stroke, heart conditions, etc. |
| Top-up Health Plan | Existing policyholders | Extra coverage when the base sum insured is exhausted. |
⚙️ How Does Health Insurance Work?
- Pay an annual premium to activate your coverage.
- During a medical emergency, choose a network hospital for cashless treatment.
- The insurance company settles bills directly with the hospital.
- For non-network hospitals, pay first and get reimbursement later.
đź“‘ Eligibility Criteria for Health Insurance
| Eligibility Factor | Details |
|---|---|
| Entry Age (Adults) | 18 to 65 years |
| Entry Age (Children) | 90 days to 25 years |
| Pre-Policy Medical Test | After age 45 (depends on insurer) |
| Pre-existing Disease Waiting | 2 to 4 years |
đź“Ś Key Benefits of Buying Health Insurance with BetterAgent.in
✔️ Covers hospitalization & surgical costs
✔️ Pre & post-hospitalization expenses
✔️ Daycare & domiciliary treatments
✔️ Tax benefits under Section 80D
✔️ Cashless facility in 10,000+ network hospitals
✔️ Optional riders like maternity, personal accident, critical illness
đź“„ Documents Required
| For Buying a New Policy | For Renewing an Existing Policy | For Porting a Policy |
|---|---|---|
| Identity Proof (Aadhaar, PAN) | Existing Policy Copy | Current Policy + Porting Form |
| Age Proof (DOB Certificate) | Address Proof | Claim History |
| Address Proof | Medical Reports (if asked) | KYC Documents |
🏥 What’s Covered?
- In-patient Hospitalization (24+ hours)
- Daycare Treatment (like cataract, chemo)
- Pre & Post Hospitalization (30–60 days)
- Ambulance Charges
- Domiciliary Hospitalization
- Annual and Preventive Health Check-ups
- AYUSH (Ayurveda, Unani, Siddha, Homeopathy)
❌ What’s Not Covered?
- Cosmetic Surgery
- Dental/IVF Treatments
- Self-inflicted injuries
- Substance abuse-related illnesses
- Adventure sports accidents
- Pre-existing diseases (until waiting period is over)
Frequently Ask Questions
Even healthy people can face unexpected medical emergencies. Insurance prevents financial strain from sudden treatment costs.
Yes. With a family floater plan, you can cover your spouse, kids, and parents in one policy.
Yes. Premiums paid are eligible for deductions under Section 80D.
Yes. All policies now cover COVID-19-related hospitalization as per IRDAI guidelines.
Hospitals that are tied up with insurers for direct claim settlement—no need to pay upfront.
